Credit Score Terms Of Use

Credit Score Terms of Use for all users


By requesting access to Your Credit Score, you are appointing OzCar as your Access Seeker and authorise OzCar to obtain your credit score.


As an Access Seeker, the information we will provide to credit reporting bodies includes your identification details.


Currently, we can act as an Access Seeker to obtain your credit score from Equifax Australia Information Services and Solutions Pty Limited (ABN 26 000 602 862) (Equifax).


Equifax is a reputable company that operates in accordance with the laws relating to data protection and privacy. OzCar takes no responsibility for the accuracy or completeness of the information that is provided in compiling your credit score, nor for the data processing activities of Equifax, over which OzCar has no influence or control. The Personal Data that Equifax holds about you is subject to an independent Privacy Policy published by Equifax.


By using the Service or the Site, you represent and warrant that you are 18 or older and have an Australian driver’s licence or Australian passport.


By using this site and submitting the credit score form you agree that all information is true, correct and up to date.


To verify your ID online, you agree to OzCar providing your personal information supplied to a verification service and / or credit body to ensure the information matches what they hold. They may use 3rd party systems and services to help them do this. 


You consent to using electronic means to form, or agree to, or bind you to, legal obligations.  Therefore, where you indicate through electronic means your consent to us acting for you, or your agreement to, or acceptance of, terms and conditions, offers and other documents, you will be taken to have agreed to, or signed them.


Any information we provide is of a general and information nature only.  We do not provide legal, tax, financial, financial planning or investment advice or any form of advice regarding the suitability, or appropriateness of any of our services or of obtaining credit from any person. 


For further information please refer to the OzCar Privacy Policy.



None of OzCar, any of its affiliates or partners, providers or their respective officers, directors, employees, agents or independent contractors guarantee the accuracy, adequacy, timeliness, reliability, completeness, or usefulness of any of the content and OzCar disclaims liability for errors or omissions in the content.


The Site and all of the content is provided "as is", without any warranty, either express or implied, including the implied warranties of merchantability, fitness for a particular purpose, non-infringement or title.

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